So then we're compelled to look at What exactly are Several other risk funding methods as Bill points out. It's the parametrics. It could be a captive. It may be looking at option marketplace constructions, and that is why we are often looking to make markets maybe where one won't exist and new needs have already been designed by way of this evolution is how can we stay forward of it and produce a possibility transfer when the standard sector is stating, hey, we don't desire that possibility anymore.
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